Head of Customer Behavior Modeling

Stori Card

Stori Card

Customer Service
Mexico City, Mexico
Posted on Aug 31, 2024

About Stori

Stori is a fast-growing, venture-backed financial technology company, on a mission to democratize credit access for 400 million underbanked LatAm consumers. Stori currently operates in Mexico and has a global team with offices in Arlington Virginia, Mexico City, and Asia. We have quickly made our mark as one of the top digital banks in Mexico with more than two million applicants for our credit card product since launching.

Stori is one of the top-funded startups in the region with US$250 million raised to date. We are backed by top global venture capital funds, such as GGV Capital, GIC, Lightspeed Venture Partners, General Catalyst, Goodwater Capital, Mexico’s Tresalia Capital, Vision Plus Capital, BAI Capital and Source Code Capital; who have successfully invested in startups such as Affirm, Airbnb, Alibaba, Stripe, and TikTok.

Stori has a standout founder team among fintechs, leveraging 100+ years of accumulated experience in consumer finance, banking and technology across Mastercard, Intel, Capital One, Morgan Stanley, GE Capital, and HSBC in the U.S., Mexico and Asia. The team has launched and managed many multi-million-customer credit card products globally, providing a wide breadth of experience and knowledge to our team.

We welcome diversity of background, experience and thinking. Storians are passionate about our mission and take pride in the products we build. Our culture thrives off of a flat structure and an inclusive environment where all of our employees can be their authentic selves, with boundless opportunities for professional growth.

About Stori.

Stori is the Mexican unicorn dedicated to building a digital platform of financial services for millions of underbanked people in Latin America. It currently serves more than 2 million customers. Stori currently operates in Mexico and has a global team with offices in Mexico City, Arlington (Virginia), and Bogota.

Stori is one of the top-funded startups in the region with $400 million raised to date. We are backed by top venture capital funds globally and locally, such as Lightspeed Venture Partners, GGV Capital, GIC, General Catalyst, Goodwater Capital and Mexico’s leading family office Tresalia Capital. These funds have deep experience and whose success stories include Stripe, Airbnb, Snapchat, Affirm, and Alibaba’s Ant Financial.

Stori is powered by the collective experience and expertise of our team. Together, the leadership team brings numerous years of experience in consumer finance, banking and technology across Mastercard, Stripe, Intel, Capital One, Block (Square), Morgan Stanley, GE Money, HSBC, and Rappi in the U.S. and Mexico.

At Stori, we are an inclusive and meritocracy-driven team that welcomes diversity of background, experience and thinking. We are passionate about our mission and take pride in the products we build. We seek team and individual excellence to deliver the best product and experience to our customers who are often said No to by traditional banking players.

About the role:

As the Head of Customer Behavior Modeling, you will lead a team of data scientists to develop and implement data and machine learning solutions that drive the profitability and efficiency of the card customer management lifecycle. Your work will support key initiatives, including line management, customer balance build programs, and collections.

Day-to-Day Responsibilities:

  • Lead and mentor: Guide a team of data scientists in analyzing complex datasets to extract meaningful customer insights.
  • Collaborate: Work closely with business analysts to translate data-driven insights into actionable business strategies.
  • Problem-solving: Convert business challenges into modeling opportunities, ensuring alignment with strategic goals.
  • Model Development: Oversee the full lifecycle of production model development, from conception to implementation, in partnership with MLOps, Data Engineering, and Engineering teams.
  • Model Maintenance: Ensure the continuous monitoring and optimization of credit models to maintain their effectiveness.
  • Strategic Testing: Design and execute tests to evaluate customer behavior patterns and validate business hypotheses.

What we are looking for:

  • Experience:
    • Bachelor’s degree and above, in Economics, Finances, Statistics, Mathematics, Physics, or other quantitative discipline;
    • Expert in SQL with proficiency in Python or another scripting language, with the interest and initiative to learn relevant new technologies;
    • Experience building predictive models, customer lifetime value models, or other financial models (DCFs);
    • 4+ years of experience leading or collaborating with data scientists for business problem-solving or model development;
    • 2+ years of working experience in the credit industry;
    • 1+ years of working experience in designing and executing A/B tests;
  • Skills and attitudes
    • Proven ability to drive projects independently;
    • Solid oral and written communication skills, particularly in conveying analytical concepts and methods;
    • A collaborative team player who excels in effective communication, cross-functional collaboration, and aligning efforts for the company’s overall benefit;
    • Exhibits a demonstrated capacity to perform under pressure, meet tight deadlines, and respond proactively, decisively, and flexibly to challenges;
    • Possesses a deep passion for data, a keen interest in business operations, and an ever-ready attitude to confront problems head-on.
  • Bonus Points:
    • Past experience developing a solution for credit card valuations using a behavior model;
    • Demonstrated experience collaborating with product managers and backend engineers for the execution and monitoring of tests or decision processes;
    • A proven track record of rapidly acquiring proficiency in new technologies, concepts, and tools.

What we offer

  • Make a positive impact on the lives of our customers via financial inclusion
  • Professional development opportunities
  • International exposure & work experience
  • Company swag
  • Legally required benefits