Senior Product Manager, Credit

Step

Step

Product
Palo Alto, CA, USA · Remote
Posted on Feb 4, 2025

Gen Z is the generation of the side hustle. 💪🏻 They’re creators. 👩‍🎤 They’re freelancers. 🧑‍💻 They’re investors. 👩‍💼 And they’re not afraid to take on challenges, especially when it comes to their finances - and we’re here for it.

Step is a next-generation financial services company building a better banking experience to help teens and young adults achieve financial independence and knowledge at an earlier age. We’re on a mission to improve the financial future of the next generation by empowering teens to start their financial journey today. Step is a well-funded Series C company that has raised more than $175M, focused on disrupting the banking industry through a differentiated mobile-first consumer experience.

People love our product. We eclipsed over 5.5M million customers, and if you’re looking to join a fast-growing company with a strong mission and vision that puts people first, we want to meet you!

The Role

As a Senior Product Manager, Credit, you will own the end-to-end development of our lending products, shaping the roadmap to align with Step’s broader business goals. You’ll use data-driven insights to define priorities, work cross-functionally to execute product strategies, and collaborate with external lending partners. Over time, you will build and lead a team of product managers, each specializing in different areas of credit.

What You’ll Do

  • Define & Drive Strategy – Partner with leadership to refine Step’s credit product vision and strategy, ensuring alignment with customer needs and business objectives.
  • Prioritize with Data – Leverage analytics, user insights, and industry trends to identify high-impact features, optimizations, and experiments.
  • Execute with Excellence – Work cross-functionally with design, engineering, data science, legal, compliance, and external lending partners to build, launch, and scale products.
  • Optimize & Iterate – Monitor key product metrics, measure impact, and iterate based on learnings to continuously enhance the customer experience.
  • Lead & Grow a Team – Recruit, mentor, and develop a team of product managers as our credit product suite expands.

What You Bring

  • 8+ years of product management experience, preferably in consumer fintech or credit products.
  • A track record of scaling consumer credit products, from ideation to launch and growth.
  • Strong analytical skills, with experience using BigQuery, Looker, Segment, Mixpanel, or similar analytics tools.
  • Exceptional written and verbal communication skills, with the ability to influence and align stakeholders.
  • Deep customer empathy and a passion for building products that deliver real value.
  • A proactive, outcome-oriented mindset with a bias for action.
  • Bonus: Background in software engineering or technical product management.

Why Step?

  • Work at a fast-growing fintech that’s revolutionizing banking for the next generation.
  • Build products that make a tangible impact on millions of customers.
  • Collaborate with a talented, mission-driven team.

Interested? Apply now and help shape the future of credit at Step!

Working at Step

  • Competitive salary based on experience, with full medical and dental benefits 💸
  • High potential for growth 📈
  • Stock in an early-stage startup 🤩
  • Flexible WFH and vacation policy 🏝
  • Paid parental Leave 🐣
  • Employee referral program 👯‍♀️👯
  • 401K plan 💪🏻