Our Hiring Partner:

• A fast-growing financial services company in Indonesia, focused on expanding access to inclusive and impactful lending products.
• Currently in blitzscale mode: rapidly expanding branch networks, accelerating online customer acquisition, and strengthening user ecosystems.
• Backed by a bold and experienced leadership team with a strong track record in scaling businesses.
• Known for proven track record in electronic and gold lending, and now expanding to vehicle-based lending (motorcycle and car).
• Offers the chance to build products from scratch and solve real problems
• An ideal environment for entrepreneurial talents who thrive in high-growth, fast-paced settings.

About the Role:

We are seeking a hands-on, strategic operator for our hiring partner in financial service as Assistant Manager – Product Strategy & Incubation (Lending - Vehicles). In this role, you will lead the end-to-end incubation of new vehicle-based lending products—focused on motorcycles and/or cars—from ideation to pilot launch and scaling. You will work cross-functionally across teams to develop product strategy, build operational SOPs, and manage execution.

This role is ideal for someone with deep expertise in the vehicle financing industry and over 5 years of experience in multifinance companies (focusing on vehicle lending products)

Key Responsibilities:

• Lead the incubation and development of new vehicle pawn (gadai kendaraan) products—including market research, pilot execution, and rollout.
• Build products from 0 to 1, including product ideation, go-to-market strategy, and early growth initiatives.
• Design and implement end-to-end SOPs, covering vehicle appraisal, secure storage, disbursement, asset tracking, repossession/offloading, and redemption.
• Act as the project lead, ensuring alignment and timely delivery across product, operations, tech, compliance, sales, and risk teams.
• Collaborate with internal stakeholders to identify, assess, and mitigate product and operational risks.
• Monitor pilot performance, collect customer and operational feedback, and iterate to reach product-market fit.
• Contribute strategic insights on pricing, competitor landscape, and regulatory considerations for vehicle-based lending products.

Requirements:

• 5+ years of experience in multifinance, with hands-on experience in vehicle lending products, including car/motorcycle pawn, leasing, or secured financing.
• In-depth understanding of vehicle business operations, including appraisal standards, documentation, inventory risks, and offloading/resale strategies.
• Demonstrated experience in developing new products or business lines from scratch, preferably in lending or fintech sectors.
• Strong project management and cross-functional coordination skills.
• Strategic mindset with high executional ownership and attention to detail.
• Comfortable working in fast-paced, evolving environments with minimal structure.