Senior Regulatory Counsel

Location: Hybrid in New York City (3 day in-office requirement)

Qualifications:

• JD and admitted to practice law in the United States
• 5-8+ years experience in payments and regulatory law, with experience practicing law both in-house and at a top law firm
• Experience obtaining and managing state Money Transmission Licenses, while addressing legal and regulatory issues that arise throughout managing the licenses and requirements
• Deep familiarity and understanding of payment regulations, including licensing matters, credit card network rules and NACHA rules
• Ability to provide practical, strategic and business-oriented legal advice across all business segments
• Ability to build strong working relationships with internal clients at all levels, and work within cross-functional teams to develop solutions to complex legal and business issues
• Detail orientation combined with strong analytical and problem-solving skills, with the ability to effectively manage multiple time-sensitive tasks

Bonus points:

• Direct exposure to B2B payments within the financial services industry

A day in the life and how you’ll make an impact:

• Coordinate the application process for state Money Transmission Licenses while leading all regulatory affairs for Melio
• Serve as the focal point for supervisory authorities during the state Money Transmission Licensing application process and after licenses are obtained
• Manage all regulatory examinations and response to supervisory requests and requirements
• Provide day-to-day legal guidance on regulatory matters related to Melio’s new and existing products and services, and lead regulatory change management efforts within the company

About the team:

Rigorous management of legal issues and strict compliance with all applicable laws and regulations is core to Melio’s culture and the value proposition we offer to our customers and partners. From a cultural perspective, doing the right thing is fundamental to our core values. We firmly believe that our company will do well by doing good. On the customer and partner side, we know that we need to earn and preserve the trust of the people we do business with. We are, after all, in the business of managing and moving other people’s money. The essence of this relationship is trust, and that trust must be built on the policies, procedures, and controls that the Legal team supports.

About Melio USA:

• Competitive compensation packages: We strive to make each and every employee feel valued and appreciated.
• The annual base salary range for this position is $200,000 - $240,000 with an additional bonus component.
• Medical, dental, vision: We offer highly competitive and selected plans with 100% coverage, FSA and HSA.
• 401K matching and stock options: Feel the investment of working at a hyper-growth startup.
• Wellness: We take a holistic approach to wellness at Melio with a focus on providing financial, physical, emotional, social, and community support for our employees.
• Time Off: Time to rest and recharge is a priority for us. We offer competitive vacation time, sick days, holidays, parental leave and wedding days to allow you to take the time you need, when you need it.
• Food perks: Enjoy our fully stocked kitchens, along with a weekly Seamless stipend and plenty of catered meals each week.
• Office culture: Thrive in our collaborative offices in New York City or Denver, in a hybrid working environment. We are dog friendly as well!
• Growth and development: Lean on the diverse team to foster professional and personal growth through workshops, mentorship programs, and team building activities.

Melio builds business-to-business (B2B) payment tools so small business owners can spend less time in the back office and more time on their craft. As the fastest-growing B2B payment platform in the US, Melio is working hard to find new and better ways to help small businesses succeed in the ways that work best for them.

Melio's diversity, equity and inclusion efforts have always been a top priority within our team. We are an Equal Opportunity Employer, and all of our employees encompass different strengths, experiences and backgrounds. DEI within Melio prioritizes race, gender, age, disability status, veteran status, sexual orientation, religion and many other parts that make up one's identity. Having a diverse team across all offices is key to our success, and inclusion is each #TeaMelio member's responsibility. Melio accepts job applications on an ongoing basis until the position is filled. If you are interested in applying for this job opportunity, please do so directly on our careers page (or if you’re here already, scroll down and apply now!).