Lead Product Manager - SME Lending
Finom
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Barcelona, Spain
Posted 6+ months ago
About Finom
Finom is a European tech startup headquartered in Amsterdam, and we’re on a journey towards revolutionizing the financial landscape for entrepreneurs worldwide. Our mission is to develop an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing into a seamless, mobile-first platform.
We recently closed a €115 million Series C equity round (around $133 million), bringing our total funding to approximately $346 million. This significant investment follows a $105 million growth funding round from General Catalyst, a long-term backer since 2021 known for supporting companies like Airbnb, HubSpot, KAYAK, and Stripe.
Finom's platform goes beyond traditional banking, offering invoicing and a growing suite of features, including AI-enabled accounting, aiming to simplify financial management for entrepreneurs. We're actively expanding our reach across key EU markets like Germany, France, the Netherlands, Italy, and Spain.
At Finom, we’re not just redefining the entrepreneurial experience — we’re empowering our employees to make a real difference. Your work matters, and your impact extends far beyond product metrics. We nurture innovation and an inspiring work environment where bold ideas thrive, prioritizing thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and our business as a whole.
Maintaining our start-up spirit, we prioritize thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and, of course, our business.
About the position
SMEs are the backbone of the European economy, generating over half of its gross value added. Yet securing funding remains a significant hurdle for entrepreneurs. Despite typically holding lower levels of debt, they’re disproportionately declined for loans and credit cards. That doesn’t seem fair, does it? We’re here to change that.
Instead of traditional risk assessment procedures that often favor larger enterprises and overlook small businesses and freelancers, we utilize advanced, AI-powered analysis to evaluate the real-time performance of our clients' businesses, providing every entrepreneur a fair chance.
Ready to make a difference in the lives of thousands of entrepreneurs? Let’s build it together.
We are searching for a strategic, customer-focused Lead Product Manager to own and shape Finom's Credit Products. This is a key role dedicated to delivering experiences that empower entrepreneurs across Europe to manage their cash flows through on-demand financing. You’ll drive Finom’s Lending business and contribute directly to our long-term success.
You’ll be working in a matrix structure with the Chief Product Officer (ex-OakNorth) and Head of Credit (ex-Oliver Wyman), playing a crucial role in shaping the future of how our customers access financing options, ensuring our offerings deliver both strong customer value and tangible business outcomes.
What You’ll Do
- Help articulate and drive the product strategy, roadmap, and P&L for Finom’s lending products.
- Take full ownership of the credit product portfolio, overseeing both existing offerings and new launches across customer segments, credit product types, and markets.
- Lead the end-to-end product lifecycle: from opportunity discovery and research to development, launch, iteration, and continuous prioritization of the solutions that deliver tangible value.
- Establish, monitor, and analyze key performance indicators (KPIs) and Objectives and Key Results (OKRs) for the Credit Domain.
- Manage and mentor a team of Product Managers within the Credit Domain, supporting their growth and professional development.
- Become a subject-matter expert in SME financing, deeply understanding the full credit customer lifecycle to uncover and solve the most critical user problems.
- Work closely with a dedicated team of engineers, data scientists, designers, and operations specialists, lead cross-functional collaboration with other Finom teams (legal, marketing, financial crime, customer care, etc.) while managing external partnerships.
- Deeply understand the "jobs-to-be-done" for SMEs related to lending, translating complex user needs into clear, actionable product requirements.
Who You Are
- You bring 7+ years of product management experience in customer-facing products within financial services, ideally in the SME SaaS or Fintech space.
- You possess an in-depth understanding of Credit products.
- You understand the needs and challenges faced by SMEs and entrepreneurs, particularly around financial management and cash flow.
- You are highly analytical and data-driven, comfortable defining metrics, analyzing data, and using insights to inform product decisions.
- You excel at collaborating with cross-functional teams and external partners in fast-paced, scale-up environments.
- You are a clear and concise communicator in English (both written and verbal), able to articulate complex ideas to various stakeholders at different seniority levels.
- You are comfortable navigating ambiguity, breaking down complex problems, and driving initiatives forward.
Nice to Have
- Experience working in a fast-paced environment/startup/management consultancy.
- Experience with SME SaaS/Fintech products serving multiple European markets.
Hiring Process:
📞 HR Interview (30 minutes) – An initial conversation to learn more about your experience, motivation, and expectations.
🧠 Product Craft Interview (60 minutes) – A deep-dive into your product thinking, problem-solving approach, and past cases.
📝 Take-Home Assignment – A task designed to evaluate your product sense, prioritization, and communication skills.
📊 Final Interview & Assignment Presentation (60 minutes) – A discussion with the CPO and hiring manager where you’ll present your assignment and walk through your decisions.
🤝 Cultural Fit Interview (60 minutes) – A conversation with potential teammates to assess collaboration style and team fit.
What You Will Get In Return
Make a genuine impact on the product
Join our upward trajectory, and grow with us. We provide the resources and opportunities for continuous personal and professional development, empowering you to make a genuine impact on our evolving product.
Work in the EU
Embark on this exciting journey with us and enjoy the flexibility of traveling and working remotely or in a hybrid model across Europe.
Become a stock options holder
Unlock your inner entrepreneur and align your aspirations with ours through our Stock Options Program. This exciting opportunity is available to every team member, from junior team members to our founders.
Receive unwavering support and care
Finom stands by you at every step, embodying our commitment to your well-being and success reflected in our modern, friendly, and eco-conscious corporate culture. We offer constant support and care to ensure your Finom experience is successful and fulfilling.
Work & Swim program
Immerse yourself in our exclusive Work & Swim Program. Spend one month in a comfortable corporate apartment in enchanting Cyprus. It's the ideal opportunity to strike the perfect work-life balance while enjoying breathtaking Mediterranean views.
Equal Opportunity Statement
At Finom, we're an equal opportunity employer and value diversity at our company. We embrace diversity and invite applications from all walks of life. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, disability status, or other applicable legally protected characteristics.
This job is no longer accepting applications
See open jobs at Finom.See open jobs similar to "Lead Product Manager - SME Lending" General Catalyst.
