AML Investigator (2LOD)
Finom
Barcelona, Spain
Posted on Jan 16, 2025
About Finom
Finom is a European tech startup headquartered in Amsterdam—and we’re on a journey towards revolutionizing the financial landscape for entrepreneurs worldwide. Our mission is to develop an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing into a seamless, mobile-first platform.
Over the past two years, our team has fuelled exponential growth, securing $50 million in investments and propelling us into hyper-growth mode. We’re on track to become a unicorn start-up by 2025, backed by global funds like General Catalyst (known for supporting Airbnb, HubSpot, KAYAK, and Stripe). Finom has expanded its reach across 10+ EU countries, with a strong presence in key markets like Germany and France.
At Finom, we’re not just redefining the entrepreneurial experience—we’re empowering our employees to make a real difference. Your work matters, and your impact extends far beyond product metrics. We nurture innovation and an inspiring work environment where bold ideas thrive, prioritizing thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and our business as a whole.
Maintaining our start-up spirit, we prioritize thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and, of course, our business.
The Role
The AML Investigator role is positioned in Finom Payments’ Second Line of Defence and entails close collaboration with the Risk Manager, who is responsible for the effectiveness of the AML Risk Engine in the Transaction Monitoring domain. As an Investigator supporting the Risk Manager, you will take an active part in developing an innovative, top-of-the game FinCrime prevention framework within Finom.
Responsibilities
- Analyse external (police, partners and so on), and internal sources (anomaly reports & models) to identify anomalies in transactional behavior of Finom customers.
- Develop the identified anomalies into comprehensive FinCrime scenarios, which form Finom’s FinCrime Scenarios Library covering a broad spectrum of risks within the AML domain.
- Closely collaborate with the Risk Manager on developing the mitigation measures for the identified scenarios of financial crime.
- Develop training materials for Transaction Monitoring and Quality Assurance teams
- Validate results of internally-developed Machine Learning Models before operational release to production.
- Actively participate in improving of the Transaction Monitoring and CDD Risk engine.
- Actively participate in process improvement within the department, as well as drafting and reviewing system requirements for new features relevant for financial crime.
- Initiate and take responsibility for ad hoc project work within the department.
- Performing other duties as reasonably required for the operational efficiency of FINOM (pro-actively deemed necessary by the employee) or/and as communicated by the manager.
Who you are
- 1-2 year of proven experience in the 2nd of Defense in a regulated financial institution or 3 years in Transaction Monitoring.
- Thorough knowledge in the AML domain (AML regulations, and specific typologies)
- Confident user of SQL.
- Detail-oriented and highly motivated self-starter.
- Critical and analytical thinking.
- Start-up oriented, proactive, result-driven, and capable of working under own initiative and little supervision.
- FINOM stands strongly against the “Compliance says No” mentality. We are looking for a person who strives to empower the business instead of limiting it. It is a critical thinker .
- English – full working proficiency.Knowledge of French, Dutch, German, Spanish or Italian is a strong plus but not a pre-requisite.
What You Will Get In Return
Make a genuine impact on the product
Join our upward trajectory, and grow with us. We provide the resources and opportunities for continuous personal and professional development, empowering you to make a genuine impact on our evolving product.
Work in the EU
Embark on this exciting journey with us, working from our elegant offices in Paphos (Cyprus) and Amsterdam (the Netherlands), with upcoming hubs in Poland and Spain. Enjoy the flexibility of traveling and working in a remote/hybrid model across Europe.
Become a stock options holder
Unlock your inner entrepreneur and align your aspirations with ours through our Stock Options Program. This exciting opportunity is available to every team member, from junior team members to our founders.
Receive unwavering support and care
Finom stands by you at every step, embodying our commitment to your well-being and success reflected in our modern, friendly, and eco-conscious corporate culture. We offer constant support and care to ensure your Finom experience is successful and fulfilling.
Work & Swim program
Immerse yourself in our exclusive Work & Swim Program. Spend one month in a comfortable corporate apartment in enchanting Cyprus. It's the ideal opportunity to strike the perfect work-life balance while enjoying breathtaking Mediterranean views.
Equal Opportunity Statement
At Finom, we're an equal opportunity employer and value diversity at our company. We embrace diversity and invite applications from all walks of life. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, disability status, or other applicable legally protected characteristics.