principal officer - kuvera

CRED
CRED

Ahmedabad, Gujarat, India

Posted on Jun 19, 2026
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what is CRED?
CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.
here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better.

what will you do?

    regulatory tracking & implementation:

  • track and interpret updates from ifsca, rbi, and npci (upi, bbps, pa/ppi)

  • translate regulatory circulars into clear, actionable requirements across teams

  • act as the spoc for ifsca, rbi, and npci for all compliance-related matters and represent the organization in discussions

  • manage customer and audit-driven escalations effectively

    • product & process governance:

  • lead compliance for gift city psp offerings, tpap onboarding, and bbps operations

  • develop and maintain policies, sops, and training frameworks to ensure audit readiness

    • audit & reporting:

  • drive internal and regulatory audits, including evidence preparation and closure

  • own regulatory reporting (returns, strs, ombudsman escalations)

    • risk management:

  • oversee aml, fraud, sanctions, and operational risk controls across psp, upi, and bbps

  • triage issues, escalate critical incidents, and respond to regulatory directives

  • identify potential risks, assess severity, and work with co for mitigates

    • cross-functional engagement:

  • partner with product, tech, ops, and legal to embed compliance into system design and changes

  • drive alignment across teams to ensure compliance is built-in, not bolted on

    • external engagement & regulatory interface:

  • actively engage with regulators (ifsca, rbi, and npci) on policy, clarifications, and industry developments

  • participate in industry forums and working groups; stay ahead of regulatory direction

  • build strong relationships with ecosystem stakeholders (regulators, service providers, partners)

  • identify emerging risks, opportunities, and best practices within the gift city ecosystem

  • act as an on-ground problem solver for regulatory and ecosystem-level challenges

you should apply if you are or have:

  • ca / cs / cma / cfa or postgraduate degree (finance, law, economics, business, banking or related)

  • 5+years in financial services (payments, banking, fintech, capital markets)

  • 3+ years in compliance / regulatory / risk roles

  • hands-on experience with ifsca, rbi, and npci (upi, bbps, pa/ppi) regulations preferred

  • exposure to gift city / ifsc or psp ecosystem is a strong plus

  • certifications (preferred):
    a) aml/cft or other regulatory/compliance certifications recognized by ifsca / rbi

    • note: must meet ifsca fit and proper criteria (integrity, competence, financial soundness)

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