risk analyst
CRED
IT
Bengaluru, Karnataka, India
Posted on Apr 20, 2026
what will you do:
- as the risk team member you will be responsible for managing risk strategy and containing credit losses at Prefr
- you will be responsible for building different credit risk policies using different scorecards and models
- policies include approve/ decline block/unblock pricing limit assignment etc
- working closely with collections and operations team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies
- working closely with technology and product teams to ensure right implementation of credit policies in the system through testing and due diligence
- constantly assess effectiveness of existing credit policies through portfolio deep dive and segment analysis and recommend changes in policies if required
- building and publishing portfolio monitoring reports/dashboards with risk matrices on a regular basis and providing key insights
- calculate loss provision for the portfolios and provide loss forecasting of future months
- provide support with data and insights on risk for lender onboarding lender reviews internal risk committee reviews etc
- create product programs and policy documents with subsequent changes and version controls
you should apply if you have/are:
- 2-4 years of strong analytical monitoring execution experience in banks/NBFCs/fintechs
- proficient in SQL python
- prior retail credit experience will be strongly preferred followed by any experience on underwriting in proximate fields like unsecured loans insurance working capital loans etc
- have the ability to analyze and solve complicated problems and distil that complexity into simple and concise communication
- strong written and verbal communication skills